Run the numbers before you commit. Free, no login required. All estimates are illustrative and educational only.
SBA 7(a)-style qualification: max purchase price supported by your liquidity and the target's cash flow.
Available liquidity (cash for the deal)
Target business SDE (annual)
Down payment %
Closing costs %
Working-capital reserve
Interest rate
Loan term
Minimum DSCR required
Results
Max affordable purchase price
$892,857
Estimated SBA loan
$803,571
Down payment
10% of price
$89,286
Closing costs
4% of price
$35,714
Working-capital reserve
$25,000
Total cash to close
$150,000
Monthly payment
$11,069
Estimated DSCR
Min required 1.15×
1.51×
Illustrative educational estimate only. Actual financing availability, valuation, terms, payments and acquisition outcomes depend on the specific buyer, lender, seller and transaction.
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