See the size of business you can actually buy — the maximum purchase price supported by both your cash and the target's cash flow at the lender's minimum DSCR. Free, no login required.
Your maximum purchase price, debt capacity, and monthly payment based on cash and the target's cash flow.
Cash available for the deal
Down payment %
Closing costs %
Working-capital reserve
Target business SDE (annual)
Interest rate
Loan term
Minimum DSCR required
Results
Maximum purchase price
$1,071,429
Debt capacity (max loan)
$964,286
Down payment
10% of price
$107,143
Closing costs
4% of price
$42,857
Monthly payment
$13,283
Annual debt service
$159,396
DSCR at max
Min 1.25× • Cash-constrained
1.25×
Illustrative educational estimate only. Actual financing availability, valuation, terms, payments and acquisition outcomes depend on the specific buyer, lender, seller and transaction.
Now see whether the business itself is worth buying.
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